BAC Internet Time Deposit

A personal time deposit account. With a minimum deposit of US$ 500.00 you can open a BAC Internet Time Deposit Account at competitive rates.

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  • Features
    - Competitive rates.
    - No maintenance fees.
    - Daily compound interest for maximum earnings.
    - Interest may be received in the form of a check, transfer to a transactional account or re-deposited to the time deposit at renewal.
    - Access to your account anytime with free Online and Mobile Banking.
    - FDIC insured to the maximum allowed by law.
    - Automatic renewal at maturity. Penalty is applicable for early withdrawal.

    Annual Percentage Yield (APY) is accurate as of 09/20/2014

  • Rates
    Term Rate
    6 months 0.70% APY
    12 months 1.05% APY
    18 months 1.06% APY
    24 months 1.19% APY
    36 months 1.31% APY

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IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.