BAC Time Deposit

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BAC Time Deposit

An interest bearing account (certificate of deposit) that gives the opportunity to earn a comptetitive interest rate for a fixed term and a fixed rate of return. Various maturities and rates available.

This account offers a guaranteed competitive interest rate for a fixed period of time.

  • Minimum $5,000 to open
  • Interest rate is fixed for the time of the Time Deposit.
  • Interes is compounded daily.
  • Interest may be received in the form of a check, transfer to a transactional account or re-deposited to the time deposit at renewal.
  • Deposits are allowed only at maturity and during the grace period.
  • Internet banking only if combined with a checking account.
  • FDIC insured to the maximum allowed by law. Maximize your coverage
  • Automatic renewal at maturity. If you make an early withdrawal, you will pay a penalty.
  • BAC Internet Time Deposit

    With a minimum opening deposit of only $500, you can open a BAC Internet Time Deposit with BAC Florida Bank for any of the terms offered and still earn a competitive rate.

  • Competitive rates.
  • No maintenance fees.
  • Daily compound interest for maximum earnings.
  • Interest may be received in the form of a check, transfer to a transactional account or re-deposited to the time deposit at renewal.
  • Access to your account anytime with free Online and Mobile Banking.
  • FDIC insured to the maximum allowed by law.
  • Automatic renewal at maturity. Penalty is applicable for early withdrawal.

    Click here for rates

  • BAC Internet Jumbo Time Deposits

    With an opening deposit of $100,000, you can open a BAC Internet Jumbo Time Deposit with BAC Florida Bank for any of the terms offered and earn a very competitive rate.

  • Competitive rates.
  • No maintenance fees.
  • Daily compound interest for maximum earnings.
  • Interest may be received in the form of a check, transfer to a transactional account or re-deposited to the time deposit at renewal.
  • Access to your account anytime with free Online and Mobile Banking.
  • FDIC insured to the maximum allowed by law.
  • Automatic renewal at maturity. Penalty is applicable for early withdrawal.

    Click here for rates


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    BAC INTERNET TIME DEPOSITS

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    DISCLOSURE

    IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.