With our new service of Check Imaging you are now able to view online both front and back images of your cancelled checks and processed deposit slips. Internet Banking provides you with the convenience of printing check and deposit slip images straight from your computer.
Just log on to your Internet Banking account and click on the cancelled check number or processed deposit slip you would like to view and the image of the item will be displayed on the screen.
To become an Internet Banking user, please click on the "Apply for Internet Banking" option or talk to your account officer for more information.
Check Imaging is the creation of a digital image of both front and back of each check and deposit slip processed into your account. Digital images can be stored and retrieved more efficiently than the original documents.
When your account statement is prepared, our system retrieves your check images and laser prints them on letter size paper. These images are the ones you will receive with your statements.
No. You will continue to receive your monthly statement containing all of your account activity. Along with your statement, you will receive images of all checks which have cleared through your account during that month.
During the first quarter of 2003, you will still receive the original cancelled checks along with your monthly statement. After that period, your monthly statements will be accompanied only by the images of your checks.
Yes, Check images are acceptable as legal documents by the Internal Revenue Service (IRS) and in a court of law.
Yes. Initially this report will contain front images of your processed checks. You can change the number of checks printed per page as well as choose to receive front and back images of each check. Please contact bank officer to customize your Check Imaging report.
If you are an Internet Banking user, you will be able to view the images (both front and back) of all checks and deposit slips that are posted to your account as soon as they are processed. If you have not yet signed up for Internet Banking, please visit our website at www.bacflorida.com to enroll or contact your bank officer.
No. Check Imaging will replace receiving individual cancelled checks for all customers beginning April 1, 2003. There is no need to apply for check imaging– this is an automatic service. And best of all, there is no charge for this added convenience.
Your imaged copies will be clearer if you use black or blue in. You should not write with red ink since this color does not image well. Our check designs are “image friendly”; however, if you experience any problems, please contact us.
Yes. The bank will keep your original cancelled checks for 90 days after the statement cycle and destroy them thereafter. You may request an original check by contacting your bank officer. A fee may apply for check retrieval.
Yes. You may arrange to continue receiving your cancelled checks by contacting your bank officer. There is a monthly fee for this service.
You can receive a CD-ROM with digital images of your statements and cancelled checks (front and back). Each CD-ROM holds up to 30,000 images and is ideal for accounts with high transaction volume. The self-contained software allows for easy retrieval by check number, dollar amount and date. There is a charge for this service.