BAC Business Checking

A non-interest bearing account that gives businesses the ability to handle everyday transactions, and the flexibility to transfer funds online to other pre-registered accounts in BAC Florida and the BAC | CREDOMATIC Network in Central America y Panama.

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*All funds in a noninterest-bearing transaction accounts are insured in full by the Federal Deposit Insurance Corporation (FDIC) from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) in all insured depository institutions will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information, visit

Details and Benefits

  • AmeriTransfer® – Internet based fund transfer system for Central America, Panama and the United States.
  • Remote deposit capture.


  • No monthly fee if you:
    • Have a $5,000 daily minimum balance or;
    • Have a $5,000 average monthly balance or;
    • Maintain $50,000 in related deposits
  • Otherwise, you can enjoy the benefits of this account for a $50 monthly fee.

Other Products and Services

Time Deposits

Money Market

Savings Account

Investment Products *


Helpful Information

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Online Services

Combine Balances and avoid monthly fees


IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.