BAC Business Line of Credit

Business credit line for short-term and seasonal working capital needs.

Features

  • Minimum $25,000.00.
  • Revolving commitment subject to annual review.
  • Variable rate tied to the U.S. prime rate as published by "The Wall Street Journal".
  • No prepayment penalties.

BAC Business Term Loan

Business term loan for capital expenditures and leasehold improvements.

Features

  • Minimum $25,000.00.
  • Terms between 36 and 60 months.
  • Fixed rate for the life of the loan.
  • Principal and interest payable monthly.
  • No prepayment penalties.

BAC Business Equipment Loan

Business term loan for the purchase of commercial purpose equipment.

Features

  • Minimum $25,000.
  • Terms between 36 and 60 months.
  • Fixed rate for the life of the loan.
  • Principal and Interest payable monthly.
  • No prepayment penalties.

BAC Business Mortgage Line of Credit

Business credit line for short-term and seasonal working capital needs secured by real estate.

Features

  • Minimum $100,000.00.
  • For owner-occupied office buildings, warehouses, medical offices and industrial buildings.
  • Variable rate tied to the U. S. prime rate as published by The Wall Street Journal.
  • Interest payable monthly.
  • No prepayment penalties.

BAC Business Commercial Mortgage

Mortgage loan for the purchase of commercial real estate property.

Features

  • Minimum $100,000.00.
  • For owner-occupied office buildings, warehouses, medical offices and industrial buildings.
  • Term between 60 and 180 months.
  • Amortization up to 25 years.
  • Fixed and variable rates.
  • Principal and interest payable monthly.
  • No prepayment penalties.


Other Products and Services

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DISCLOSURE

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.