BAC Florida Bank

My e-BAnC Flex Time Deposit

My e-BAnC Flex Time Deposit


A personal time deposit account with the flexibility to access your funds without penalty.** With a minimum deposit of US$ 10,000 you can open a Flex Time Deposit Account at competitive rates..

  • Two (2) partial withdrawals are permitted without penalty.**
  • Competitive rates.
  • No maintenance fees.
  • Daily compound interest for maximum earnings.
  • Interest may be received in the form of a check, transfer to a transactional account or re-deposited to the time deposit at renewal.
  • Access to your account anytime with free Online and Mobile Banking.
  • FDIC insured to the maximum allowed by law.
  • Automatic renewal at maturity.
Annual Percentage Yield (APY) is accurate as of 09/26/2017
12 Months   1.40% APY
18 Months   0.75% APY
    IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

** A seven (7) day notice is required prior to any withdrawal. Early withdrawal penalties will apply once the number of withdrawals without incurring penalty is exceeded. Please refer to the Truth in Savings Disclosure for this product for additional information regarding the early withdrawal penalties

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