BAC Florida Bank

Deposit Accounts

Deposit Accounts

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BAC Business Global Checking*

A non-interest bearing account that gives businesses the ability to handle everyday transactions, and the flexibility to transfer funds online to pre-registered in BAC Florida and the BAC | CREDOMATIC Network in Central America and Panama.

Features
  • AmeriTransfer® – Internet based fund transfer system for Central America, Panama and the United States.
  • Remote deposit capture.
  • No teller transaction fees.
  • Unlimited number of transactions.
  • Free Online Banking and Free Online Bill Pay.
  • Free account alerts and online statements.
“BAC Business Savings”

A tiered interest bearing account that gives businesses the ability to earn a competitive interest rate on their cash reserves.

Features
  • Interest bearing compounded daily and credited to the account each month on the statement date.
  • Online statements.
  • Limit of six (6) permissible monthly transfers or withdrawals from savings deposits by check, debit card or other drafts to third parties.
  • Unlimited deposits and withdrawals if made in person at BAC Florida Bank branch.
“BAC Business Money Market”

A tiered interest bearing money market account that gives businesses the opportunity to earn a competitive interest rate on their cash reserves and have access to these funds via checks.

Features
  • Interest compounded daily and credited to the account each month on the statement date.
  • Online statements.
  • Limit of six (6) permissible monthly number of transfers or withdrawals from savings deposits by check, debit card or other drafts to third parties.
  • Unlimited deposits and withdrawals if made in person at BAC Florida Bank branch.
“BAC Business Time Deposit”

A Time Deposit that gives businesses the opportunity to earn a competitive interest rate on their cash reserves for a fixed term and a fixed rate of return.

Features
  • Interest rate is fixed for the term of the time deposit.
  • Interest may be received in the form of a check, transfer to a transaction account or re-deposited to the time deposit at renewal.
  • Deposits are allowed only at maturity and during grace period.
  • Internet banking only if combined with a business checking account.
  • Minimum to open $5,000
  • DISCLOSURE
    IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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Holiday Hours

In observation of Thanksgiving,
the bank will be closed at 3 P.M. on November 22nd and will resume regular operations on Friday, November 24th.

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