BAC Florida Bank

BAC Time Deposits

BAC Time Deposits


We offer products and services to individuals looking for a trusted advisor and seeking solutions for their wealth management needs in a personalized setting.

BAC Time Deposit

An interest bearing account (time deposit) that gives the opportunity to earn a competitive interest rate for a fixed term and a fixed rate of return. Various maturities and rates available. This account offers a guaranteed competitive interest rate for a fixed period of time.

  • Minimum $5,000 to open
  • Interest rate is fixed for the duration of the Time Deposit.
  • Interest is compounded daily.
  • Interest may be received in the form of a check, transfer to a transactional account or re-deposited to the time deposit at renewal.
  • Deposits are allowed only at maturity and during the grace period.
  • Internet banking only if combined with a checking account.
  • FDIC insured to the maximum allowed by law. Maximize your coverage
  • Automatic renewal at maturity. If you make an early withdrawal, you will pay a penalty.
    IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

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